Understanding Unfair Debt Collections And Your Rights

Are you feeling harassed by the frequent calls of your debt collector at odd hours of the day? If you are, make sure that you know your rights against the unfair debt collection. Understanding your right would help you tackle the matter proficiently. The Fair Debt Collection Practices Act (FDCPA) is a statute included in the Consumer Credit Protection Act, which aims at following:
To eliminate abusive and unfair practices in the collection of debts from the consumers
Promotion of fair means of collection
Providing guidelines to debt collecting agencies on conducting businesses
To provide consumers with an avenue for disputing. Scrutinizing and obtaining information regarding liabilities to ensure legitimacy
Determining the consumer rights in dealing with debt collectors
Prescribing remedies and penalties in case of violation of the Act How can you enforce your right?

Getting out of a debt has just got easier and more feasible with the enforcement of the new law by the Federal Trade Commission (FTC). According to the new amendment, FTC has banned debt settlement companies from collecting upfront fees. This would be good news for people who are staying in Pennsylvania as it has been speculated that this county receives a record number of cases regarding unfair debt collections. Pennsylvania however, is the official location of many good consumer law firms. In case when you are doubtful about the actions of an agency, you should contact a good law firm to determine you have a case and also to tackle the matter on your behalf. .


In case you are lending money from any enterprise in Pennsylvania, you should preserve all the documents of the procedure and the payment carefully for future reference. If possible keep a record of the communication between you and the agency. This would be helpful as references if you get involved in any legal complexities later on. Before filing any case regarding unfair debt collections Pennsylvania County's law requires you to send a cease and desist letter addressing the debt collectors to stop further communication with you. If still the harassment continues hire a lawyer to fight for your right. An attorney for unfair debt collections in Pennsylvania works in close collaboration with the consumers to stop irritating collection calls and bring back some peace.

One such reputed firm for somekeyword is Getyourlegaladvice.com. You can contact with its experienced lawyers and attorneys online from its official website at www.getyourlegaladvice.com. It defends you against unscrupulous collectors on the lines of the somekeyword.

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