Basic Questions You May Ask Regarding Social Security Disability

Wanting to win disability benefits from either of the two programs of the Social Security Administration may be the only thing that remains stuck in your mind upon learning of your medical condition that prevents you to work. However, there is more to it than just focusing on trying to avail of your much-needed benefits. Remember that before you can receive your first monthly payment, you need to undergo a long process.

Since you'll be undergoing certain processes, you are likely to have some questions in mind on almost everything with regard to Social Security disability. Listed below are some of the basic questions that you may ask, and the response that may be helpful to you if you are not aware of what the whole Social Security process is.


When Should I Apply for Social Security Disability or SSI?

Always think that since it is a long process, filing a claim to your local SSA office won't always follow the standard estimate of three to four months of waiting time as observed by the federal agency. If you think that you are disabled or that your doctor has diagnosed you with a medical condition and it prevents you from working, you must not delay filing for benefits.

You are eligible to apply for benefits (1) on the day you stopped working or (2) on the day after your earnings drop below the substantial gainful activity (SGA) level, which is less than $1,000 per month. Your condition, though, must be expected to last for at least 12 months.

When Am I Considered Disabled?

For you to be considered disabled, your medical, psychological or psychiatric impairment must be severe enough to keep you out of work. According to SSA's definition of disability, your disability must last or is expected to last for at least 12 months. When you file your disability claim, it must contain medical evidence.

The SSA will not review your case only on the basis of your medical condition. The claims examiner will also take a look at the SGA. You must have a severe condition that prevents you from earning more than $1,000 a month. If the claims examiner sees that you have a severe impairment and your SGA has dropped to less than a thousand dollars, you'll become eligible for benefits.

For more questions regarding some concerns on your disability claim, one of the things that you can do is to have an appointment with a California disability attorney. He or she can help you when things don't follow as planned with regard to your claim.

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